Early Retiree Earning $25K A Month In Dividends Shares His Stock Portfolio – I 'Had a Plan' To Reach Early Retirement And 'Do The Things I Enjoy'
Early Retiree Earning $25K A Month In Dividends Shares His Stock Portfolio – I 'Had a Plan' To Reach Early Retirement And 'Do The Things I Enjoy'
Fahad SaleemThu, February 12, 2026 at 4:01 AM UTC
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As volatility ripples through AI and tech stocks, investors are increasingly turning to stable dividend-paying stocks to diversify their portfolios and generate steady income.
A dividend investor shared his income details and portfolio in December on r/Dividends, a community of income investors on Reddit. The investor, 57, said he recently retired and was making about $25,000 a month from a portfolio of eight stocks.
He accelerated his retirement plan by taking significant profits from his tech stock investments and putting that money into high-yield income ETFs to generate a steady cash flow. He used these dividends to fund a down payment and cover bills and taxes. In the long term, the investor said he plans to move into safer, lower-income ETFs for stability.
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"I had a plan," the Redditor said in a separate comment. "Doing it my way allowed me to reach my number within 3 years or 12 years ahead of schedule and enjoy my early retirement while I can still travel and do the things I enjoy."
Let's take a look at some of the top dividend funds in the portfolio.
YieldMax TSLA Option Income Strategy ETF
YieldMax TSLA Option Income Strategy ETF (NYSE:TSLY) is a popular dividend ETF for income investors seeking high yields. With a distribution rate of 49%, TSLY generates income by selling call options on Tesla (NASDAQ:TSLA) shares.
iShares 0-3 Month Treasury Bond ETF
iShares 0-3 Month Treasury Bond ETF (NYSE:SGOV) tracks the performance of U.S. Treasury bonds with maturities of 0-3 months.
Trending: Designed for investors with strong market convictions, REX Shares builds ETFs for income, leverage, and tactical positioning — explore the lineup.
The YieldMax Ultra Option Income Strategy ETF
The YieldMax Ultra Option Income Strategy ETF (NYSE:ULTY) generates income from a portfolio of covered call strategies. It's down 58% over the past year and has a distribution rate of 65%.
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NEOS Nasdaq-100 High Income ETF
NEOS Nasdaq-100 (R) High Income ETF (NASDAQ:QQQI) exposes investors to Nasdaq 100 companies and generates income by selling covered call options on the index.
Dividend stocks aren't the only way to earn steady monthly income. Arrived allows you to invest in rental properties for as little as $100, providing the potential for monthly rental income and long-term appreciation without the hassles of being a landlord.
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NEOS S&P 500 High Income ETF
NEOS S&P 500 (R) High Income ETF (CBOE: SPYI) is a high-yield covered call ETF that pays monthly dividend income. It invests in some of the top S&P 500 companies and generates extra income by selling call options on stocks.
GraniteShares YieldBOOST SPY ETF
GraniteShares YieldBOOST SPY ETF (NASDAQ:YSPY) generates income by selling options tied to the S&P 500. It has a distribution rate of about 49%.
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This article Early Retiree Earning $25K A Month In Dividends Shares His Stock Portfolio – I 'Had a Plan' To Reach Early Retirement And 'Do The Things I Enjoy' originally appeared on Benzinga.com
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